Make benefits work harder.
From QSEHRA for small businesses under 50 employees to traditional group benefits for larger teams, we make the options clearer and the next step easier.
30%
potential savings
50−
employees: QSEHRA
1:1
human guidance
The Razor difference
Clear advice. Real options. A person who stays.
Start where you are
The right benefits plan starts with a better conversation.
Different businesses need different answers. Start with the path that sounds like your current reality.
Under 50 employees
01QSEHRA, made practical.
Give your people a meaningful benefit while keeping the contribution predictable. We help eligible small businesses understand the rules and put the right individual coverage in place.
Larger teams
02Traditional group benefits, without the guesswork.
Compare group health, dental, disability, and more across the market. Build a package your team values and your budget can carry.
Why Razor
Independent advice changes the outcome.
No carrier owns us. That means your options can be shaped around your people, your budget, and the work of running the business.
Why independence matters01
We shop the full market
Major carriers, networks, and plan designs are compared side by side so your recommendation starts with fit — not a single vendor.
02
Your budget stays in view
We make contributions, trade-offs, and potential savings of up to 30% easier to understand and easier to act on.
03
A human advisor stays close
Get support through quoting, enrollment, renewals, compliance questions, and the moments that do not fit a form.
From question to coverage
Benefits do not have to feel like a second job.
We bring structure to the search, keep compliance in the conversation, and stay available after the paperwork is done.
01
Tell us what you are solving
Share your team size, current plan, budget, or the coverage question on your mind.
02
See the market clearly
We research your options and explain the important differences in plain English.
03
Move forward with confidence
Choose a path, then let your advisor help carry the paperwork and follow-through.
Let’s make it clearer
A stronger benefits plan starts with one good conversation.
Tell us what you are trying to solve. We will bring the market, the options, and a plain-English point of view.
Start the conversation