Razor Benefits Group

Solutions, without the fog

Coverage should make the next decision easier.

We bring the market into focus, then stay alongside you as the plan becomes real.

For employers

Make benefits a reason to stay.

Give your team meaningful choices while keeping the budget and the administration within reach.

Talk through your team

01

Group health

Fully insured, level-funded, and self-funded options for teams that are growing with intention.

02

QSEHRA

A flexible way for eligible businesses with fewer than 50 employees to contribute toward individual coverage.

03

Ancillary coverage

Dental, disability, and related benefits that help a plan feel complete and useful.

01

Health coverage

Compare individual options with an advisor who can translate networks, premiums, and trade-offs.

02

Dental & disability

Build a personal safety net around the work and life you are responsible for.

03

Retirement direction

Explore options that support the long view, even when your work does not fit a traditional employer model.

For independent professionals

Your work is independent. Your coverage doesn’t have to be.

For 1099 professionals, freelancers, and self-employed owners, we turn a wide-open market into a clear shortlist.

Find your options

How it works

A calmer path from question to coverage.

01

Tell us the shape of it

Team size, budget, work style, or the gap you want to close.

02

We shop the full market

We compare major carriers and explain the trade-offs in plain English.

03

You move forward clearly

Your advisor helps with paperwork, enrollment, renewals, and what comes next.